Lucky Loan Review: How to Apply, Customer Care Number, App Apk Download

Here is the complete guide on Lucky Loan Review: How to Apply, Customer Care Number, App Apk download you should read.

If you are looking for a quick and easy way to get a personal loan in Nigeria, you might have heard of Lucky Loan. 

Lucky Loan is a mobile app that offers instant loans to Nigerians without any collateral or paperwork. 

But is Lucky Loan a reliable and trustworthy platform? How can you apply for a loan, contact their customer care, or download their app? 

In this blog post, we will discuss Lucky Loan Review: How to Apply, Customer Care Number, App Apk Download

What is a Lucky Loan?

Lucky Loan is an online lending platform that provides personal loans to Nigerians who need funds for emergencies, bills, or other personal expenses. 

Lucky Loan claims to offer loans ranging from N5,000 to N100,000, with repayment periods of 7 to 30 days. 

The interest rate varies depending on the loan amount, duration, and credit score of the borrower. 

According to the app, the interest rate can be as low as 0.1% per day, or as high as 1% per day.

Lucky Loan is operated by Lucky Finance Limited, a registered company in Nigeria. 

The app has over 100,000 downloads on the Google Play Store, and an average rating of 4.3 stars. 

The app also has over 34,000 reviews, most of which are positive, and praise the app for its fast and convenient service.

How to download the Lucky Loan app apk

Lucky Loan Review: How to Apply, Customer Care Number, App Apk download

If you want to download the Lucky Loan app apk, you can do so by visiting their website and clicking on the “Download App” button. 

You can also scan the QR code on the website with your phone camera and follow the instructions. 

Alternatively, you can search for “Lucky Loan” on the Google Play Store and install the app from there.

How to apply for a loan on Lucky Loan

Applying for a loan on Lucky Loan is simple. 

All you need is a smartphone, an internet connection, and a bank account. Here are the steps to follow:

• Download the Lucky Loan app from the Google Play Store or their website
• Open the app and register with your phone number. Make sure you use the same number that is linked to your bank account and BVN.
• Fill in your personal information, such as your name, date of birth, gender, address, and occupation. 
• You will also need to provide your bank details, such as your account number and bank name.
• Verify your identity by taking a selfie and uploading a photo of your ID card. 

You can use your national ID card, driver’s license, voter’s card, or international passport.

• Link your ATM card to your account by paying a fee of N50. This will increase your chances of getting a higher loan amount and lower interest rate.
• Apply for a loan by choosing the amount and duration you want. You can use the loan calculator on the app to see the interest and repayment amount for each loan option.
• Wait for approval. The app will use an algorithm to analyze your credit score and determine your eligibility. This process usually takes less than 2 minutes.
• If approved, you will receive the loan amount in your bank account within minutes. You will also see the loan details on the app, such as the due date, repayment amount, and interest rate.

How to contact Lucky Loan customer care

Lucky Loan Review: How to Apply, Customer Care Number, App Apk Download

If you have any questions, complaints, or feedback about Lucky Loan, you can contact their customer care through the following channels:

• Phone: You can call their hotline at 0909-999-9999 from Monday to Friday, 9 am to 5 pm.
• Email: You can send an email to support@luckyloan.com and expect a reply within 24 hours.
• Twitter: You can follow their Twitter handle at [@LuckyLoan] and tweet at them or send them a direct message.
• Instagram: You can follow their Instagram account at [@luckyloan] and send them a message or comment on their posts.

Conclusion on Lucky Loan Review: How to Apply, Customer Care Number, App Apk Download

Lucky Loan is a mobile app that offers instant personal loans to Nigerians without any collateral or paperwork. 

The app claims to offer loans ranging from N5,000 to N100,000, with repayment periods of 7 to 30 days. 

The interest rate varies depending on the loan amount, duration, and credit score of the borrower. 

To apply for a loan, you need to download the app, register with your phone number, fill in your personal information, verify your identity, bind your ATM card, and choose the loan amount and duration. 

If approved, you will receive the loan amount in your bank account within minutes. 

You can contact their customer care through phone, email, or social media. 

You can also download the app apk from their website or the Google Play Store.

We hope this guide on Lucky Loan Review: How to Apply, Customer Care Number, App Apk download is helpful.  

FAQs on Lucky Loan Review: How to Apply, Customer Care Number, App Apk Download

 Is Lucky Loan legit?

Yes, Lucky Loan is a legit and registered company in Nigeria. 

The app is also secure and protects your personal and financial information.

How can I repay my loan on Lucky Loan?

You can repay your loan on Lucky Loan by using the app. 

You can either pay manually by clicking on the “Repay” button and choosing your payment method, or you can enable auto-debit by binding your ATM card with your account. 

The app will automatically deduct the repayment amount from your card on the due date.

What happens if I fail to repay my loan on time?

If you fail to repay your loan on time, you will incur a late fee of 1% per day on the outstanding amount. 

You will also damage your credit score and reduce your chances of getting a loan in the future. 

You may also face legal action from Lucky Loan if you default on your loan.

How can I increase my loan limit on Lucky Loan?

You can increase your loan limit on Lucky Loan by repaying your loans on time, maintaining a good credit score, updating your personal information, and inviting your friends to use the app. 

The more you use the app, the more you can borrow.

How can I cancel my loan on Lucky Loan?

You can cancel your loan on Lucky Loan by contacting their customer care and requesting a cancellation. 

However, you can only cancel your loan within 24 hours of receiving it, and you will have to pay back the loan amount plus the interest.

 You cannot cancel your loan after 24 hours or if you have already used the loan amount.