If you want to know How to Close or Deactivate Your Kuda Bank Account Easily, then read this.
Kuda Bank is a digital-only bank that offers zero-fee banking services to its customers.
With Kuda, you can open an account, transfer money, pay bills, and save money without any charges.
Kuda also provides a debit card that you can use to withdraw cash from any ATM in Nigeria.
However, there may be some reasons why you want to close or deactivate your Kuda Bank account.
Maybe you are not satisfied with their services, or you have found a better alternative, or you simply want to take a break from banking.
In this blog post, we will teach you How to Close or Deactivate Your Kuda Bank Account Easily
Topics To Discuss About
- 1 How to Close or Deactivate Your Kuda Bank Account Easily
- 2 Conclusion on How to Close or Deactivate Your Kuda Bank Account Easily
- 3 FAQs about How to Close or Deactivate Your Kuda Bank Account Easily
- 3.1 Can I reactivate my Kuda Bank account after closing or deactivating it?
- 3.2 What will happen to my money if I close or deactivate my Kuda Bank account?
- 3.3 Will closing or deactivating my Kuda Bank account affect my credit score or history?
- 3.4 Can I close or deactivate my Kuda Bank account without contacting Kuda customer care?
- 3.5 How long does it take to close or deactivate my Kuda Bank account?
- 3.6 Can I open a new Kuda Bank account after closing or deactivating my previous one?
How to Close or Deactivate Your Kuda Bank Account Easily
Whatever your reason is, you can easily close or deactivate your Kuda Bank account by:
1. Canceling Your Subscriptions with Kuda Bank
Before you close or deactivate your Kuda Bank account, you need to cancel any subscriptions or services that you have activated on the app.
This is because these subscriptions will automatically renew unless you manually cancel them.
If you do not cancel them, you may still be charged even after closing your account.
To cancel your subscriptions on Kuda Bank, you can use the following methods:
- For Android devices, open the Google Play Store app and sign in to your Google account.
Tap on the menu icon and select Subscriptions.
Find the Kuda subscription that you want to cancel and tap on it.
Then, tap on Cancel Subscription and follow the instructions.
- For iOS devices, open the Settings app and tap on your name.
Then, tap on Subscriptions. If you do not see this option, tap on iTunes & App Store and then tap on your Apple ID.
Scroll down and tap on Subscriptions. Find the Kuda subscription that you want to cancel and tap on it.
Then, tap on Cancel Subscription and follow the instructions.
For subscriptions made through the Kuda website, sign in to the website or contact customer support for assistance.
2. Contact Kuda Customer Care
The easiest way on How to Close or Deactivate Your Kuda Bank Account Easily is, After canceling your subscriptions, you need to contact Kuda customer care to request account deletion.
You can do this by sending an email to help@kudabank.com, stating your name, phone number, and account number, and explaining why you want to close or deactivate your account.
You can also call or chat with them through the app or the website.
Kuda customer care will verify your identity and ask you some questions to confirm your request.
They will also inform you of any consequences or implications of closing or deactivating your account.
For example, you may lose access to your transaction history, statements, and other features.
You may also need to clear any outstanding balance or debts before you can close or deactivate your account.
3. Delete the App
Once you have received confirmation from Kuda customer care that your account has been closed or deactivated, you can delete the app from your device.
This will prevent you from accidentally accessing or using your account.
To delete the app, you can use the following methods:
- For Android devices, press and hold the Kuda app icon until a menu appears. Then, tap on Uninstall and confirm your action.
- For iOS devices, press and hold the Kuda app icon until it starts shaking. Then, tap on the X icon on the top left corner of the app and confirm your action.
Conclusion on How to Close or Deactivate Your Kuda Bank Account Easily
Closing or deactivating your Kuda Bank account is a simple and straightforward process that you can do by yourself.
We have the processes on How to Close or Deactivate Your Kuda Bank Account Easily above.
However, you should always consider the pros and cons of doing so, and make sure that you have a backup plan for your banking needs.
FAQs about How to Close or Deactivate Your Kuda Bank Account Easily
Can I reactivate my Kuda Bank account after closing or deactivating it?
Yes, you can reactivate your Kuda Bank account by contacting Kuda customer care and following their instructions.
However, you may need to provide some documents and information to verify your identity and restore your account.
What will happen to my money if I close or deactivate my Kuda Bank account?
If you have any money in your Kuda Bank account, you should withdraw it or transfer it to another account before closing or deactivating your account.
If you do not do this, you may lose access to your money or face difficulties in retrieving it.
Will closing or deactivating my Kuda Bank account affect my credit score or history?
No, closing or deactivating your Kuda Bank account will not affect your credit score or history.
However, if you have any loans or debts with Kuda, you should pay them off before closing or deactivating your account.
Otherwise, you may face legal actions or penalties from Kuda or other creditors.
Can I close or deactivate my Kuda Bank account without contacting Kuda customer care?
No, you cannot close or deactivate your Kuda Bank account without contacting Kuda customer care.
This is because Kuda needs to verify your identity and confirm your request before closing or deactivating your account.
If you try to close or deactivate your account without contacting Kuda customer care, you may encounter errors or issues with your account.
How long does it take to close or deactivate my Kuda Bank account?
The time it takes to close or deactivate your Kuda Bank account depends on several factors, such as the method you use, the response time of Kuda customer care, and the complexity of your account.
Generally, it may take a few hours to a few days to close or deactivate your account.
You should receive a confirmation email or message from Kuda once your account has been closed or deactivated.
Can I open a new Kuda Bank account after closing or deactivating my previous one?
Yes, you can open a new Kuda Bank account after closing or deactivating your previous one.
However, you may need to use a different phone number and email address to register for a new account.
You may also need to provide some documents and information to verify your identity and eligibility.
