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Loan without ATM Card

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Getting a loan without ATM card in Nigeria can be challenging, especially when you need urgent financial assistance.

However, there are several banks in Nigeria that provide loans without the need for an ATM card. 

In this blog post, we will explore Nigerian banks that offer loan without ATM card.

We will also provide a step-by-step guide on how to get a loan without an ATM card.

Nigerian Banks That Give Loan Without ATM Card

  1. Access Bank: 

Access Bank is one of the top banks in Nigeria that provides loans without the need for an ATM card. 

With Access Bank, you can get a loan of up to N5 million with a repayment period of up to 36 months.

  1. First Bank: 

First Bank offers Loan without ATM Card. 

You can get a loan of up to N10 million with a repayment period of up to 48 months.

  1. Zenith Bank: 

Zenith Bank also provides loans without the need for an ATM card. 

With Zenith Bank, you can get a loan of up to N10 million with a repayment period of up to 48 months.

  1. GT Bank: 

GT Bank provides loans without the need for an ATM card. 

You can get a loan of up to N5 million with a repayment period of up to 12 months.

  1. Union Bank: 

Union Bank offers Loan without ATM Card. 

With Union Bank, you can get a loan of up to N15 million with a repayment period of up to 60 months.

  1. Sterling Bank: 

Sterling Bank also provides loans without the need for an ATM card. 

You can get a loan of up to N5 million with a repayment period of up to 48 months.

  1. Fidelity Bank: 

Fidelity Bank offers Loan without ATM Card. 

With Fidelity Bank, you can get a loan of up to N10 million with a repayment period of up to 48 months.

  1. Wema Bank: 

Wema Bank gives loans without the need for an ATM card. 

You can get a loan of up to N5 million with a repayment period of up to 48 months.

  1. Stanbic IBTC Bank: 

Stanbic IBTC Bank offers loans without the need for an ATM card. 

With Stanbic IBTC Bank, you can get a loan of up to N5 million with a repayment period of up to 48 months.

  1. Heritage Bank: 

Heritage Bank provides Loan without ATM Card. 

You can get a loan of up to N10 million with a repayment period of up to 48 months.

  1. Keystone Bank: 

Keystone Bank offers loans without the need for an ATM card. 

With Keystone Bank, you can get a loan of up to N10 million with a repayment period of up to 48 months.

  1. Polaris Bank: 

Polaris Bank gives loans without the need for an ATM card. 

You can get a loan of up to N10 million with a repayment period of up to 48 months.

  1. Ecobank: 

Ecobank also offers loans without the need for an ATM card. 

With Ecobank, you can get a loan of up to N5 million with a repayment period of up to 12 months.

  1. UBA: 

UBA banking system also gives room to get Loan without ATM Card. 

You can get a loan of up to N5 million with a repayment period of up to 12 months.

  1. SunTrust Bank: 

SunTrust Bank offers loans without the need for an ATM card. 

With SunTrust Bank, you can get a loan of up to N5 million with a repayment period of up to 12 months.

  1. Providus Bank: 

Providus Bank is also one of the banks that provide loans without the need for an ATM card. 

You can get a loan of up to N2 million with a repayment period of up to 12 months.

  1. Jaiz Bank: 

Jaiz Bank offers loans without the need for an ATM card. 

With Jaiz Bank, you can get a loan of up to N3 million with a repayment period of up to 24 months.

  1. Titan Trust Bank: 

Titan Trust Bank provides Loan without ATM Card. 

You can get a loan of up to N3 million with a repayment period of up to 12 months.

  1. Coronation Merchant Bank: 

Coronation Merchant Bank offers loans without the need for an ATM card. 

With Coronation Merchant Bank, you can get a loan of up to N10 million with a repayment period of up to 48 months.

  1. Unity Bank: 

Unity Bank provides loans without the need for an ATM card. 

You can get a loan of up to N5 million with a repayment period of up to 48 months.

Step-by-Step Process to Get a Loan Without ATM Card

  1. Research: The first step is to research the banks that offer Loan without ATM Card.

This will help you to choose the best bank that suits your needs.

  1. Visit Bank Website: Once you have chosen a bank, visit their website and navigate to the loan section. You will find a list of loans available.
  1. Choose a Loan: Choose the loan that suits your needs and click on it to apply.
  1. Fill the Application Form: Fill the application form with your personal details, employment details, and loan details.
  1. Provide Required Documents: Upload the required documents, such as your ID card, utility bill, and bank statement.
  1. Wait for Approval: Wait for the bank to approve your loan application. This can take up to a few days.
  1. Receive Funds: Once your loan application is approved, the bank will disburse the funds to your account.

Conclusion

Getting a loan without ATM card in Nigeria is possible. 

There are several banks that offer loans without the need for an ATM card. 

You can choose the best bank that suits your needs and follow the step-by-step process provided in this guide to apply for a loan. 

With this guide, you can get the financial assistance you need without any hassle.

Commonly Asked Questions 

Can I get a loan without an ATM card in Nigeria?

Yes, several Nigerian banks offer loans without the need for an ATM card.

Which Nigerian banks offer loans without an ATM card?

Access Bank, First Bank, Zenith Bank, GT Bank, Union Bank, Sterling Bank, Fidelity Bank, Wema Bank, Stanbic IBTC Bank, Heritage Bank, Keystone Bank, Polaris Bank, Ecobank, UBA, SunTrust Bank, Providus Bank, Jaiz Bank, Titan Trust Bank, Coronation Merchant Bank, and Unity Bank.

How much can I borrow without an ATM card in Nigeria?

The loan amount varies depending on the bank. Some banks offer loans up to N15 million, while others offer loans up to N2 million.

What is the repayment period for loans without an ATM card in Nigeria?

The repayment period varies depending on the bank. 

Some banks offer repayment periods of up to 60 months, while others offer repayment periods of up to 12 months.

What documents do I need to provide to apply for a loan without an ATM card in Nigeria?

You will need to provide your valid ID card, utility bill, and bank statement.

How long does it take to get approval for a loan without ATM card in Nigeria?

It can take up to a few days for the bank to approve your loan application.

Can I apply for a loan without an ATM card online?

Yes, you can apply for a loan without an ATM card online by visiting the bank’s website.

Do I need collateral to get a loan without ATM card in Nigeria?

Some banks may require collateral, while others do not.

This also depends on the loan amount you’re asking for. 

Can I use my loan without an ATM card for any purpose?

Yes, you can use your loan without an ATM card for any purpose.

Is it safe to apply for a loan without an ATM card in Nigeria?

Yes, it is safe to apply for a loan without an ATM card in Nigeria as long as you choose a reputable bank and provide accurate information.

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