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Loan Apps Without BVN In Nigeria

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Are you in urgent need of a loan but don’t have a BVN? Worry not, as there are several options for you to choose from with Loan Apps Without BVN In Nigeria.

BVN, meaning Bank Verification Number, is a unique identification number issued by the Nigerian government to every account holder in the country. 

However, not having a BVN should not stop you from accessing a loan. 

In this post, we will provide you with a list of Loan Apps Without BVN In Nigeria. 

We will also guide you on how to apply for a loan without BVN.

20 Loan Apps Without BVN In Nigeria

  1. Carbon (formerly known as Paylater): Carbon is one of the most popular Loan Apps Without BVN In Nigeria.

It offers instant loans without collateral and BVN. 

The app allows you to access loans of up to ₦1,000,000 with a repayment period of 3-12 months.

  1. Branch: Branch is another popular loan app that offers loans without BVN. 

It provides loans ranging from ₦1,000 to ₦200,000 with a repayment period of 4-40 weeks. 

The interest rate ranges from 14% to 28%.

  1. FairMoney: FairMoney is a loan app that offers instant loans without collateral and BVN. 

You can access loans of up to ₦500,000 with a repayment period of 61-180 days.

  1. Aella Credit: Aella Credit is one of the Loan Apps Without BVN In Nigeria

It provides loans ranging from ₦2,000 to ₦1,000,000 with a repayment period of 1-4 months.

  1. KiaKia: KiaKia is a loan app that offers quick loans without collateral and BVN. 

It provides loans ranging from ₦10,000 to ₦200,000 with a repayment period of 7-30 days.

  1. PalmCredit: PalmCredit is a loan app that offers loans without collateral and BVN. 

It provides loans ranging from ₦2,000 to ₦100,000 with a repayment period of 14-180 days.

  1. QuickCheck: QuickCheck is one of the Loan Apps Without BVN In Nigeria that offers instant loans without collateral and BVN. 

It provides loans ranging from ₦1,500 to ₦500,000 with a repayment period of 5-30 days.

  1. Renmoney: Renmoney is another loan app that offers loans without collateral and BVN. 

It provides loans ranging from ₦6,000 to ₦6,000,000 with a repayment period of 3-24 months.

  1. Sokoloan: Sokoloan is one of the Loan Apps Without BVN In Nigeria that offers loans without collateral and BVN. 

It provides loans ranging from ₦5,000 to ₦100,000 with a repayment period of 7-180 days.

  1. Kwikmoney: Kwikmoney is a loan app that offers instant loans without collateral and BVN. 

It provides loans ranging from ₦1,500 to ₦500,000 with a repayment period of 15-30 days.

  1. Specta: Specta is a loan app that offers loans without collateral and BVN. 

It provides loans ranging from ₦10,000 to ₦5,000,000 with a repayment period of 1-12 months.

  1. Creditville: Creditville is a loan app that offers loans without collateral and BVN. 

It provides loans ranging from ₦100,000 to ₦2,500,000 with a repayment period of 3-18 months.

  1. C24: C24 is another Loan Apps Without BVN In Nigeria that offers loans without collateral and BVN. 

It provides loans ranging from ₦50,000 to ₦4,000,000 with a repayment period of 1-9 months.

  1. SnapCredit: SnapCredit is one of the loan apps that offers loans without collateral and BVN. 

It provides loans ranging from ₦10,000 to ₦2,000,000 with a repayment period of 1-12 months.

  1. FINT: FINT is a loan app that offers loans without collateral and BVN. 

It provides loans ranging from ₦60,000 to ₦4,000,000 with a repayment period of 3-12 months.

  1. KiaKiaPlus: KiaKiaPlus is a loan app that offers loans without collateral and BVN. 

It provides loans ranging from ₦50,000 to ₦200,000 with a repayment period of 7-30 days.

  1. Credit Direct: Credit Direct is a Loan Apps Without BVN In Nigeria that can provide you with loans ranging from ₦100,000 to ₦500,000 with a repayment period of 1-12 months.
  1. OneFi: OneFi is one of the Loan Apps Without BVN In Nigeria

It provides loans ranging from ₦5,000 to ₦200,000 with a repayment period of 3-6 months.

  1. Quick Loans Arena: Quick Loans Arena is a loan app that offers loans without collateral and BVN that can provide loans ranging from ₦5,000 to ₦50,000 with a repayment period of 14-30 days.
  1. Zedvance: Zedvance is a loan app that offers loans without collateral and BVN gives loans ranging from ₦50,000 to ₦5,000,000 with a repayment period of 1-12 months.

How to Apply to Loan Apps Without BVN In Nigeria

  • Download the loan app of your choice from the Google Play Store or Apple Store.
  • Register by providing your personal details such as name, phone number, and email address.
  • Fill in the loan application form by providing the necessary information such as loan amount, repayment period, and purpose of the loan.
  • Submit your loan application and wait for approval.
  • If approved, the loan amount will be disbursed into your bank account within a few minutes to hours.

Key Takeaway

Having no BVN should not stop you from accessing a loan in Nigeria. 

There are several Loan Apps Without BVN In Nigeria that offer loans without BVN and collateral. 

In this post, we have provided you with a list of 20 loan apps that do not require BVN in Nigeria. 

We have also guided you on how to apply for a loan without BVN. 

However, before applying for a loan, ensure that you read and understand the terms and conditions of the loan app.

Frequently Asked Questions about Loan Apps Without BVN In Nigeria

Which loan apps in Nigeria do not require BVN? 

There are several loan apps in Nigeria that do not require BVN, including Carbon, Branch, FairMoney, Aella Credit, KiaKia, and more.

Can I get a loan without BVN in Nigeria? 

Yes, you can get a loan without BVN in Nigeria. 

There are several loan apps that offer loans without BVN and collateral.

How much can I borrow without BVN in Nigeria? 

The loan amount you can borrow without BVN in Nigeria depends on the loan app you choose. 

However, most loan apps offer loans ranging from ₦1,000 to ₦5,000,000.

What is the repayment period for loans without BVN in Nigeria? 

The repayment period for loans without BVN in Nigeria varies depending on the loan app. 

However, most Loan Apps Without BVN In Nigeria offer repayment periods ranging from 7-180 days.

What are the interest rates for loans without BVN in Nigeria? 

The interest rates for loans without BVN in Nigeria vary depending on the loan app. However, most loan apps offer interest rates ranging from 14% to 28%.

Do I need collateral to get a loan without BVN in Nigeria? 

No, you do not need collateral to get a loan without BVN in Nigeria. Most loan apps offer loans without collateral.

How long does it take to get a loan without BVN in Nigeria? 

The time it takes to get a loan without BVN in Nigeria varies depending on the loan app. However, most loan apps offer instant loans that are disbursed within a few minutes to hours.

What are the requirements for getting a loan without BVN in Nigeria? 

The requirements for getting a loan without BVN in Nigeria vary depending on the loan app. 

However, most loan apps require you to be a Nigerian citizen, have a valid bank account, and provide personal details such as name, phone number, and email address.

Can I apply for a loan without BVN on my mobile phone? 

Yes, you can apply for a loan without BVN on your mobile phone. 

Most loan apps have mobile apps that you can download from the Google Play Store or Apple Store.

Are loans without BVN safe in Nigeria? 

Yes, loans without BVN are safe in Nigeria. However, before applying for a loan, ensure that you read and understand the terms and conditions of the loan app.

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