Eversend vs Chipper Cash: Differences, Similarities, Which Is Better

Eversend vs Chipper Cash: Differences, Similarities, which is better? Find out here.

Eversend and Chipper Cash are two of the most popular mobile payment apps in Africa. 

They both allow users to send and receive money instantly, and they both offer a variety of features, such as the ability to pay bills, buy airtime, and shop online. 

However, there are some key differences between the two platforms that may influence your choice of which one to use. 

In this blog post, we will compare Eversend vs Chipper Cash: Differences, Similarities, which is better.

Services

Eversend vs Chipper Cash: Differences, Similarities, which is better

Both Eversend and Chipper Cash provide a range of services that cater to diverse financial needs. Here are some of the main services that they offer:

• Money Transfers: Both platforms allow users to send and receive money instantly, within and across borders. 

Users can send money to friends, family, or business partners, even if they do not have an account on the same platform. 

The funds can be received in local currency or converted into another currency within the app.

• Currency Exchange: Both platforms enable users to exchange funds between different currencies, offering competitive exchange rates.
•  This feature is especially useful for users who engage in cross-border transactions or travel frequently.

• Bill Payment and Airtime Top-Up: Both platforms simplify bill payments, allowing users to pay for various utilities, subscriptions, and services directly from the app. 

Users can also top up airtime for their mobile phones or other devices.

• Online Shopping: Both platforms allow users to shop online using their mobile wallets. 

Users can access various e-commerce platforms and pay for goods and services with ease.

• Bank Account Transactions: Eversend offers a unique feature that allows users to send money directly to bank accounts, without the need for a traditional bank account. 

Users can link their Eversend wallet to their bank account and transfer funds seamlessly. Chipper Cash does not offer this feature, but it allows users to link their bank account to the app and withdraw funds from their mobile wallet.

Features

Eversend vs Chipper Cash: Differences, Similarities, which is better

Both Eversend and Chipper Cash have some distinctive features that set them apart from other mobile payment apps. Here are some of the main features that they offer:

• Eversend Card: Eversend offers a physical debit card that users can link to their Eversend wallet. 

This card allows users to withdraw cash from ATMs and make payments at point-of-sale terminals globally, leveraging the currencies available in their wallets. 

Users can also enjoy discounts and rewards from various merchants and partners.

• Chipper Cash Referrals: Chipper Cash offers a referral program that rewards users for inviting their friends and family to join the platform. 

Users can earn cash bonuses for every successful referral, and also enjoy free transactions with their referrals.

• Eversend Cryptocurrency: Eversend allows users to buy and sell cryptocurrency within the app, using their mobile wallet. 

Users can access various cryptocurrencies, such as Bitcoin, Ethereum, and Litecoin, and trade them with ease. 

Chipper Cash does not offer this feature, but it plans to introduce it in the future.

• Chipper Cash Business: Chipper Cash offers a business account that allows users to accept payments from customers and clients using the app. 

Users can create a business profile, generate QR codes, and receive instant notifications for every payment. 

Users can also access analytics and reports to track their business performance.

Fees

Eversend vs Chipper Cash: Differences, Similarities, which is better

Both Eversend and Chipper Cash charge fees for some of their services, depending on the type, amount, and destination of the transaction. Here are some of the fees that they charge:

• Money Transfers: Both platforms charge fees for sending money to other platforms or countries. 

The fees vary depending on the currency, amount, and exchange rate of the transaction. 

Eversend’s fees are generally higher than Chipper Cash’s fees, but they are still lower than traditional banks or remittance services. 

Both platforms offer free transactions for sending money to users on the same platform or within the same country.

• Currency Exchange: Both platforms charge fees for exchanging funds between different currencies. 

The fees are based on the exchange rate and the amount of the transaction. Eversend’s fees are generally lower than Chipper Cash’s fees, but they are still higher than some online currency converters or brokers.

• Bill Payment and Airtime Top-Up: Both platforms charge fees for paying bills or topping up airtime. 

The fees depend on the service provider and the amount of the transaction. 

Eversend’s fees are generally lower than Chipper Cash’s fees, but they are still higher than some other mobile payment apps or platforms.

• Online Shopping: Both platforms charge fees for shopping online using their mobile wallets. The fees depend on the e-commerce platform and the amount of the transaction. 

Eversend’s fees are generally lower than Chipper Cash’s fees, but they are still higher than some other online payment methods or platforms.

Availability

Eversend vs Chipper Cash: Differences, Similarities, which is better

Both Eversend and Chipper Cash are available in several African countries, but they have different levels of coverage and accessibility. Here are some of the countries where they are available:

• Eversend: 

Eversend is available in more countries than Chipper Cash, covering most of the East and West African regions. Some of the countries where Eversend is available are: Nigeria, Kenya, Uganda, Rwanda, Tanzania, Ghana, Senegal, Mali, Ivory Coast, and Burkina Faso. 

Eversend plans to expand to more countries in the future, including South Africa, Zambia, and Zimbabwe.

• Chipper Cash: 

Chipper Cash is available in fewer countries than Eversend, focusing mainly on the East and Southern African regions. 

Some of the countries where Chipper Cash is available are Nigeria, Kenya, Uganda, Rwanda, Tanzania, Ghana, South Africa, and Zambia. 

Chipper Cash plans to expand to more countries in the future, including Senegal, Mali, and Ivory Coast.

Customer Reviews

Eversend vs Chipper Cash: Differences, Similarities, which is better

Both Eversend and Chipper Cash have received positive and negative reviews from their customers, reflecting their strengths and weaknesses. 

Here are some of the common themes that emerge from their customer reviews:

• Eversend: 

Eversend’s customers appreciate its wide range of services and features, especially its ability to send money to bank accounts and its cryptocurrency option. 

They also praise its user-friendly interface and its customer support. 

However, some customers complain about its high fees, its slow transactions, and its technical glitches. 

Some customers also report issues with verifying their identity, activating their card, or accessing their funds.

• Chipper Cash: 

Chipper Cash’s customers appreciate its low fees, its fast transactions, and its referral program. 

They also praise its simple and intuitive interface and its customer support. 

However, some customers complain about its limited services and features, especially its lack of a bank account option and its cryptocurrency option. 

Some customers also report issues with verifying their identity, receiving their referrals, or withdrawing their funds.

Conclusion on Eversend vs Chipper Cash: Differences, Similarities, Which Is Better

Eversend vs Chipper Cash: Differences, Similarities, which is better

Eversend and Chipper Cash are both great mobile payment apps that offer a variety of services and features for their users. 

However, they have some key differences that may influence your choice of which one to use. 

Eversend is better if you are looking for a more comprehensive and versatile platform that offers more services and features, such as the ability to send money to bank accounts and the ability to buy and sell cryptocurrency. 

However, you should be prepared to pay higher fees and deal with slower transactions and technical issues. 

Chipper Cash is better if you are looking for a more simple and affordable platform that offers fewer services and features but with lower fees and faster transactions. 

However, you should be prepared to miss out on some services and features, such as the ability to send money to bank accounts and the ability to buy and sell cryptocurrency.

We hope this article on Eversend vs Chipper Cash: Differences, Similarities, which is better is helpful.