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Easemoni Loan – USSD code, Interest Rate, and Repayment

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Looking for a loan without the hassle of paperwork or collateral? This guide on Easemoni Loan – USSD code, interest rate and repayment has got you covered!

With quick disbursement and a short repayment period, it’s the perfect solution for those who need cash fast.

Whether you need to cover unexpected expenses or want to invest in your business, Easemoni Loan allows you to borrow up to 1 million naira without any collateral. 

It’s a simple and stress-free way to access the funds you need.

In this blog post, we’ll walk you through the easiest ways to access Easemoni Loan – USSD code, interest rate and repayment options.

How to Register on Easemoni

To register on Easemoniloan app,

  • Download the mobile app and install it.
  • Launch the app and enter your basic details.
  • Input your KYC details and activate your account. 

Requirements Needed to Get Easemoni Loan

You need to have certain requirements before you can apply for the Easemoni loan. The Easemoni loan requirements are as follows:

  • You must have a Smartphone. Android or an iPhone.
  • You must be between the age range of 20-55 years old.
  • You must be a citizen of Nigeria
  • You need a valid Email address.
  • You need a valid identification card (ID Card).
  • Bank Account Number
  • Bank Account Name.
  • Bank Card (ATM Card)
  • Bank Verification Number (BVN)
  • You must have a steady source of income and also state the reasons for your loan.

How to Download the Easemoni App

Before we go ahead and talk about Easemoni Loan – USSD code, Interest Rate, and Repaymenti, you need to have the Easemoni Bank Mobile app. 

As such, here are the steps to download the app. 

To download the Easemoni Bank mobile app, follow these simple steps:

  • Open the Google Play Store (if you have an Android phone) or the App Store (if you have an iPhone).
  • In the search bar, type “Easemoni” and press enter.
  • Look for the official Easemoni app developed by “Easemoni Technologies Ltd.” 

Make sure it’s the correct app by checking the app icon and description.

  • Tap on the app to open its download page.
  • Click on the “Install” or “Get” button to start downloading the app.
  • Once the download is complete, open the app and follow the on-screen instructions to sign up or log in to your Easemoni account.

Easemoni Loan – USSD code, Interest Rate, and Repayment

In this section, we will discuss how to apply for Easemoni Loan – USSD code, Interest Rate, and Repayment

How to Apply for Easemoni Loan using the App

As mentioned earlier, Easemoni is a loan function of the Easemoni app. 

  1. After downloading the app, the first thing you need to do is register an account with your personal information such as your Name, your BVN, your Email and Phone number, etc.
  2. When asked for a referral code, Use code “15jdg8”
  3. Click on your app dashboard and click on “Apply for a loan”.
  4. Pick the loan category you wish to apply for.
  5. Fill out your basic information then submit the application.
  6. After the submission, you may receive a call for verification. The final application result will be shown in the app and you will be informed by SMS if approved.
  7. Then sign the loan agreement after the approval.
  8. After signing the approved loan amount will be disbursed into your account shortly and an SMS notification will also be sent.

How to Apply for EaseMoni Loan with USSD Code

The EaseMoni loan can also be accessed using the USSD code.

Simply dial *347*334# to access various loan options.

Then follow the onscreen prompts to choose the one that suits you best. 

It’s an easy and convenient way to borrow money.

EaseMoni Interest Rate

The interest rate for Easemoni loans depends on your credit score and the loan amount, ranging from 0.5% to 20%. 

As for the repayment period, it also varies based on your credit score, spanning from two weeks to two months. 

You have the flexibility to choose a repayment period that works for you.

How to repay my Easemoni Loan

Easemoni has made loan repayment easy. You can easily repay the Loan on your Smartphone. To repay your Easemoni loan, you can follow these steps:

  1. Open the Easemoni app: Launch the Easemoni app on your smartphone.
  2. Go to the “Repayment” section: Look for the “Repayment” or “Pay Loan” section within the app’s interface.
  3. Choose a repayment method: Easemoni usually offers multiple repayment methods, such as mobile money, bank transfer, or debit card. Select the method that is most convenient for you.
  4. Enter the repayment amount: Specify the amount you wish to repay. It is important to pay at least the minimum required amount, but you can choose to pay off the entire loan if you are able to.
  5. Confirm the repayment: Review the repayment details and confirm your transaction. Make sure you have enough funds in your chosen payment method to cover the repayment.
  6. Wait for confirmation: After making the repayment, wait for a confirmation message or notification from Easemoni to ensure that your payment has been successful.

Final Note on Easemoni Loan – USSD code, Interest Rate, and Repayment


Getting a loan with Easemoni is easy. 

Simply download the app or use the USSD code to get started.

We have walked you through the process step-by-step in our guide covering Easemoni Loan – USSD code, interest rate and repayment options.

Just remember to borrow responsibly and only take out what you can comfortably repay. With Easemoni, you can access hassle-free loans without any worries.

Frequently Asked Questions about Easemoni Loan – USSD code, Interest Rate, and Repayment

How much can you borrow on Easemoni?

As a first-timer, you’ll start with a smaller loan amount, usually less than 20,000 naira. 

However, as you consistently borrow and repay on time, your credit score will increase, granting you access to larger loan amounts. 

Is Easemoni Legit?

Rest assured, Easemoni is a legitimate loan app approved by the Central Bank of Nigeria and insured by NDIC. Numerous positive reviews and a high rating on the app stores further attest to its legitimacy.

How can I contact Easemoni Customer Care?

If you have any questions or concerns, feel free to reach out to Easemoni’s customer care. Here are their contact details:

– Address: 60 Adeniyi Jones Ave, Ikeja, Lagos, Nigeria

– Email: info.easemoni@gmail.com 

– WhatsApp number: +2348073634739

– Phone number: 234-9087614150

Is EaseMoni a Legit Loan App?

Yes, EaseMoni is a legitimate loan app in Nigeria. 

The app is authorized by the Central Bank of Nigeria and promises a seamless loan processing experience. 

You can download the EaseMoni—Instant Loan Online APK for Android without worrying about hidden fees or scams. 

The application process is quick and approvals can be obtained within hours.

How can I repay my EaseMoni Loan?

Repaying your EaseMoni loan is simple. You can use the app itself by clicking the “Repay” button. 

Or use the USSD code options to relay your loan. 

Is EaseMoni a legit app?

EaseMoni is a genuine loan app that provides financial assistance to Nigerians. 

You can easily obtain a loan of up to 1 million naira without the need for collateral. 

As long as you adhere to the repayment schedule, you can enjoy the benefits of this legitimate app.

Is Easemoni Loan Safe?

Rest assured, your data is completely secure with Easemoni as it is a licensed Microfinance bank approved by the Central Bank of Nigeria. 

All loans are insured by the Insurance Corporation. Your information will not be shared with any third parties without your consent.

What is the Interest Rate on the EaseMoni Loan App?

The interest rate for loans on the EaseMoni app is between 5% to 10% monthly, with an APR ranging from 60% to 120%. Your credit evaluation will determine the specific interest rate applicable to your loan.

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