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How to Generate PIN + Token for Zenith Bank Without Hardware

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Do you want to know How to Generate PIN + Token for Zenith Bank Without Hardware? You’ve come to the right place!

This article will walk you through the process of generating PIN + Token for Zenith Bank Without the need for a Hardware

Are you wondering what the Zenith Bank PIN and Token are all about? Well, you’re in luck because we’re going to break it down for you.

Basically, these are security features that Zenith Bank has put in place to keep your online banking transactions safe and secure. Let’s start with the PIN.

Your PIN, or Personal Identification Number, is a unique numeric code that acts as a password to access your Zenith Bank account. 

It’s like your secret key that unlocks the door to your account.

Now, let’s talk about the Token. This is a little device or software application that generates a One-Time Password (OTP) or a time-sensitive code. 

This OTP adds an extra layer of security to specific transactions. 

So, only those who have the device or access to the application can complete these transactions.

So, when you combine the PIN and Token, they act as a strong security barrier, protecting your accounts from unauthorized access and fraudulent activities. 

And if you’re wondering how to generate your PIN and Token without hardware, don’t worry! We’ve got you covered. Just keep reading and we’ll walk you through it step-by-step.

How to Generate PIN + Token for Zenith Bank Without Hardware

In this section, we will discuss the step-by-step process of How to Generate PIN + Token for Zenith Bank Without Hardware

How to Generate Zenith Bank Token using Zenith Bank App

If you’d like to generate your Zenith Bank tokens using the Zenith Bank app, here’s what you need to do:

  • Download the Zenith Bank mobile app from the Google Play Store or Apple App Store.
  • Open the app, and log in using your unique username and password.
  • On the app’s home screen, look for the “Menu” button in the upper left corner.
  • Scroll down and click on the “eToken” option in the “Security” tab.
  • Click the “Activate Token” button, enter your account number, and choose the phone number associated with your Zenith Bank account.
  • Confirm the selected phone number and click “Continue.”
  • An SMS with a six-digit code will be sent to your phone number. 
  • Enter that code when prompted in the app.
  • Once the code is verified, create a four-digit PIN for your token to keep it safe!
  • Click “Submit,” and voilà! 

Your name, account number, and phone number will be displayed on the screen. 

That means your token has been successfully activated, and you can use it to generate OTPs for all your transactions.

How to Generate Zenith Bank tokens using the Zenith USSD Code. 

Here’s the breakdown

  • Dial *966*60# from the number linked to your Zenith Bank account.
  • Select option 1 to generate a token.
  • Enter your four-digit PIN to authenticate your request.
  • A notification will appear on your screen, displaying your token.
  • And that’s it! 
  • You can now use the OTP token displayed on your screen for any online transactions that require it.

How to Activate Zenith Bank PIN + Token using Zenith without Hardware 

Having discussed How to Generate PIN + Token for Zenith Bank Without Hardware, let’s talk about how to activate it. 

Below is the step by step process of activating your Zenith Pin + Token without any hardware. 

How to Activate Zenith Bank PIN + Token using Zenith Bank App 

  • Download the Zenith Bank app from the app store and log in to your account.
  • Click the menu button located on the top left corner of the screen and select the “E-Token” option.
  •  Hit that “Activate” button and choose the account you want to activate the token for.
  • Enter the token serial number and PIN
  • You can find these on the back of your token device. 
  • After entering the details, click on the “Activate” button at the bottom of the page.
  • Confirm your activation request when prompted. You’re just a click away!
  • Once your token is activated, a confirmation message will appear on the screen. 
  • Your token is now ready for action.

How to Activate Zenith Bank PIN + Token using Zenith Bank USSD Code

You can activate your Zenith Bank token using the Zenith USSD Code. Here’s how:

  • Dial *966*60# using the phone number registered with your Zenith Bank account.
  • Follow the prompts, enter your 10-digit Zenith account number, the last 4 digits of your ATM card, and your ATM PIN.
  • You’ll receive an SMS with a one-time password (OTP). Enter that OTP on the USSD prompt.
  • Create a four-digit PIN for your token

Make it something memorable but tough to crack!

  • Confirm the PIN and congratulations! Your Zenith Bank tokens are now activated and ready for action.

Final Note on How to Generate PIN + Token for Zenith Bank Without Hardware

Zenith Bank PIN and Token a’re actually security features that Zenith Bank has put in place to keep your online banking transactions super safe and secure.

The PIN is a unique numeric code that acts as a password to access your Zenith Bank account. It’s like your secret key that unlocks the door to your account. 

Token is a little device or software application that generates a One-Time Password (OTP) or a time-sensitive code. 

This OTP adds an extra layer of security to specific transactions, making sure that only authorized people can complete them.

Now, if you’re wondering how to generate your PIN and Token without any hardware, we’ve got you covered! 

We’ve carefully and extensively discussed How to Generate PIN + Token for Zenith Bank Without Hardware in our guide. 

With our guide, you’ll be able to generate and activate your Zenith Bank PIN and Token easily and without any issues. 

But remember to keep your PIN and Token secure. Under no circumstances should you reveal your PIN or Token to anyone else.

FAQS about How to Generate PIN + Token for Zenith Bank Without Hardware

How do I get my Zenith Bank token with my phone?

To get your Zenith Bank token with your phone and obtain the token code, you can download the Zenith Bank e-token app and follow the steps above to activate and use it.

Can I activate my Zenith Bank app without an ATM card?

Yes, You are going to require your hardware or software token, your online banking PIN, and the One Time Password that was generated from your token to register as an online banking user. 

To be able to get an SMS soft token, a customer who doesn’t use Internet banking must first have her number configured for alerts on their registered account.

Can I get a Zenith Bank token online?

You can submit a Token Request Form in person at any of their branches if you already have Internet Banking, or you can access the form online by clicking ‘Other Services’ and then ‘Token Request’ in the Internet Banking drop-down menu.

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