How to Block Your Bank Account When Your Phone is Stolen

Imagine this frightening scenario: you’ve lost your phone, and you’re worried about unauthorized access to your bank account. Don’t panic! 

In this article, we’ll provide you with a step-by-step guide on how to block your bank account when your phone is stolen using various methods. 

You’ll learn how to block your bank account using a code, online, from another phone, and temporarily or permanently, based on your needs.

How to Block Bank Account When Phone is Stolen Using a Code

To block your bank account using a code, 

• Dial your bank’s USSD code or the Code by the Central Bank of Nigeria (CBN) to block your bank account.
• Enter your account number or other required details.
• Confirm the account blocking process.

See How to Block Your Moniepoint Account When Your Phone is Stolen

How to Block Bank Account When Phone is Stolen Online

To block your bank account online, follow these steps:

• Log in to your bank’s online banking platform.
• Go to the “Security” or “Settings” section.
• Select the “Block Account” option.
• Follow the prompts to confirm the account-blocking process.

How to Block Bank Account When Phone is Stolen From Another Phone

If you don’t have access to your stolen phone, you can still block your bank account from another phone:

• Download your bank’s mobile app on another phone.
• Log in to your bank account using your account number and other required details.
• Go to the “Security” or “Settings” section.
• Select the “Block Account” option.
• Follow the prompts to confirm the account-blocking process.

Read How to Block Palmpay Account When Phone is Stolen

How to Block Bank Account When Phone is Stolen Temporarily

If you want to block your bank account temporarily, 

1. Contact your bank’s customer support.
2. Inform them about the theft and request a temporary block on your bank account.
3. Provide the necessary details to verify your identity.
4. Follow any additional instructions provided by your bank’s customer support.

How to Block Bank Account When Phone is Stolen Permanently

If you want to block your bank account permanently, follow these steps:

1. Contact your bank’s customer support.
2. Inform them about the theft and request a permanent block on your bank account.
3. Provide the necessary details to verify your identity.
4. Follow any additional instructions provided by your bank’s customer support.

Read also How to Block Your Kuda Bank Account When Your Phone is Stolen

Conclusion

Losing your phone is a stressful situation, but securing your bank account is important. 

In this article, we have discussed How to Block Your Bank Account When Your Phone is Stolen

If you follow the steps outlined in this article, you can block your bank account when your phone is stolen

To prevent unauthorized access to your funds and protect your financial information.

We hope you find this helpful. 

FAQs

How can I block my bank account without a phone?

You can block your bank account online through your bank’s online banking platform or by contacting your bank’s customer support.

How long does it take for a bank to block my account after I request it?

Banks typically block accounts immediately after receiving a request to do so. However, it may take some time to process the request, depending on the bank’s policies.

Can I unblock my bank account after I’ve blocked it?

Yes, you can contact your bank’s customer support to unblock your account if needed.

Will I lose any funds in my bank account when I block it?

No, blocking your bank account will not result in the loss of any funds. 

Your money will remain secure.

Can I still make transactions on my bank account after it’s been blocked?

No, your bank account will be completely locked, and you won’t be able to make any transactions until it’s unblocked.

How can I access my bank account after I’ve blocked it?

You can unblock your account by contacting your bank’s customer support and providing the necessary verification.

Can I use the same bank account on another phone after I’ve blocked it?

Yes, you can use the same bank account on another phone after you’ve unblocked it. 

Simply download your bank’s mobile app and log in using your account number.