How to Stop Loan App from Accessing Your Contacts

Have you ever downloaded a loan app on your phone and noticed that it asks for permission to access your contacts? Then read how to stop loan apps from accessing your contacts here

If you are like me, you probably felt a bit uneasy about this request. Why does a loan app need to know who you are calling or texting? What if it sends spam messages or calls to your friends and family? What if it leaks your personal information to third parties?

These are valid concerns, and you are not alone. Many people are worried about the privacy and security risks of loan apps that access their contacts. 

In fact, some loan apps have been accused of harassing borrowers and their contacts, violating data protection laws, and engaging in unethical practices .

Fortunately, there are ways to stop loan apps from accessing your contacts, or at least limit their access. 

In this blog post, I will show you how to stop loan apps from accessing your contacts on both Android and iPhone devices. 

I will also share some tips on how to remove your contact list from loan apps if you have already granted them permission.

How to Stop Loan App from Accessing Your Contacts on Android Phones

If you have granted loan apps some permissions using your Android phone, you can control how they access your contacts and other permissions. 

Here are the steps to do that:

• Go to Settings on your phone and tap on Apps or App and permissions 
• Find the loan app that you want to stop from accessing your contacts and tap on it.
• Tap on Permissions and toggle off the switch next to Contacts. This will revoke the app’s access to your contacts.
• You can also toggle off other permissions that you don’t want the app to have, such as Location, Camera, Microphone, etc.
• Repeat these steps for any other loan app that you want to stop from accessing your contacts.

How to Stop Loan App from Accessing Your Contacts on iPhones

If you have an iPhone, you can also manage the permissions of the apps that you install on your device.

Here are the steps to stop loan app from accessing your contacts on iPhones:

1. Go to Settings on your phone and scroll down to find the loan app that you want to stop from accessing your contacts.
2. Tap on the app and then tap on Contacts under Allow (App Name) to Access.
3. Tap on Never to deny the app’s access to your contacts.
4. You can also tap on While Using the App or Ask Next Time to limit the app’s access to your contacts only when you are using the app or when the app asks for permission.
5. Repeat these steps for any other loan app that you want to stop from accessing your contacts.

How to Remove Your Contact List from Loan App

If you have already granted permission to a loan app to access your contacts, and you want to remove your contact list from the app, you will need to contact the app’s customer support and request them to do so. 

You can find the app’s customer support details on the app’s website, app store page, or within the app itself. 

Also check the app’s privacy policy and terms and conditions to see how they handle your data and what rights you have.

When you contact the app’s customer support, you should explain why you want to remove your contact list from the app and ask them to confirm that they have done so. 

You should also ask them to provide you with proof that they have deleted your contacts from their database. 

You may need to provide some information to verify your identity, such as your phone number, email address, or loan account number.

If the app’s customer support is responsive and cooperative, they should be able to remove your contact list from the app within a reasonable time frame. 

However, if the app’s customer support is unresponsive, unhelpful, or refuses to remove your contact list from the app, you may need to take further action. 

You can report the app to the relevant authorities, such as the data protection agency, the consumer protection agency, or the financial regulator in your country. 

You can also leave a negative review or rating for the app on the app store or social media to warn other users about the app’s privacy and security issues.

Conclusion

Loan apps pose privacy and security risks if they access your contacts without your consent or knowledge.

 To stop loan apps from accessing your contacts, you can follow the steps outlined in this blog post on how to stop loan apps from accessing your contacts for both Android and iPhone devices. 

You can also contact the app’s customer support and request them to remove your contact list from the app if you have already granted them permission.

I hope you found this blog post helpful and informative. If you have any questions or comments, please feel free to leave them below. 

I would love to hear from you and learn from your experience. Thank you for reading!